Plan provided by Unigroup Inc.


As a member of the ARHCA, you may take advantage of the group insurance association plan. You can now join the association plan and design a benefit plan similar to those held by large corporations, regardless of your company size, coordinated through Unigroup Benefits Inc., consultants to the ARHCA.

Take advantage of the benefits of the Group Association Plan:

• Lower costs than your existing plan due to the ARHCA's size and purchasing power.
• Benefit plans for as few as one employee or for the largest plans.
• Flexible plan designs - You choose your own plan design (with few restrictions).
• Premiums are tax deductible to your business and proceeds are tax free.
• Special enhanced benefits for Executives and Owners.

Comprehensive Benefits:

• Group Life Insurance Insures you and your employees (Provides a death benefit to your employees, coverage is 24 hours a day).
• Group Accidental Death - Doubles insurance due to accident (Doubles an employee's life insurance if death is due to an accident).
• Dependent Life - Insurance Insures your family (Provides insurance for your spouse/children).
• Disability Insurance - Protects your future earning potential (Coverage can begin from day one of disability and can pay you a benefit to age 65).
• Extended Health - Drugs, hospital, etc. for you and your family (out of Canada costs, glasses, etc.) including pay direct drug cards.
• Dental - Pays for expensive care for you and your family (Checkups, x-rays, filings, major restorative and orthodontics for most groups).
• Optional Life Plan - Portable group insurance plans.
• Group RRSP - RRSP deductions directly from your employees' pay cheques.
• Benefit statements for employee.

If you have existing coverage through another carrier, the ARHCA plan normally can reduce your overall premiums by 6-15%.

Call today for a no-obligation quotation.

1-800-292-9066 and ask for Gary.